Thursday, November 28, 2019

Army Enlisted Assignment Exchanges (SWAPS)

Army Enlisted Assignment Exchanges (SWAPS)Army Enlisted Assignment Exchanges (SWAPS)Did you know that a soldier at one Army installation can agree to swap assignments with a soldier at another installation, as long as it doesnt cost the government any money? Its true, and its part of a little-known and little-used program for exchanging assignments, unofficially known as the SWAPS Program. Soldiers Looking for SWAP Opportunities Every month (or so) the Army Times publishes a list of soldiers who wish to locate others of the same rank, MOS, and basic qualifications, stationed at installation(s) they desire to be assigned at. Soldiers can use this listing to contact these soldiers desiring to SWAP, and make an informal agreement. One of the soldiers then initiates the SWAP request, using DA gestalt 4187(Personnel Action). Using Personnel Action DA Form 4187 for a SWAP The soldier initiating the SWAP includes the following statement on the DA Form 4187 I have read and understand the provisions of AR 614200, and hereby waive any and all claims against the U.S. Government for transportation for myself, my family members, my household goods, and my personal property incident to travel and shipment resulting from reassignment from (current station) Fort Defense, Virginia, to (new location) Fort Service, New York, as requested by me. I further agree to waive any and all claims against the U.S. Government for mileage allowances and/or per diem allowance both for myself and my family The initiating soldier also includes a statement like the following example on the form, from the soldier he/she has agreed to SWAP with I agree to an exchange assignment with FOX, Guy S.,000-00-0000, SGT 11B2O presently stationed at Fort Defense, VA. If this request is approved, I understand that all expenses (including transportation of family members and household goods) incident to this reassignment will be borne by me. I further understand that any time used as travel time betwe en duty stations will be charged against me as ordinary leave. The following personal data are submitted Name WOLF, John S. Grade SGT, E5 MOS 11B Unit and station Co A, 2d BN, 4th Inf, 86th Inf Division,Fort Service, NY 01122. How to Qualify for anAssignment Exchanges In order to qualify for an assignment exchange or SWAP, soldiers must meet the following criteria. Both soldiers must agree to the SWAP, must be of the same rank, same MOS (job), and be similarly qualified.Exchanges must be CONUS (Continental United States) to CONUS or OCONUS (Overseas) within their same OCONUS command.The commanders of both soldiers concerned must concur in the proposed exchange assignment, and agree on the date of assignment.Soldiers must serve at least 12 months at current duty station and have at least 12 months time remaining in service upon arrival at the gaining installation. Soldiers will pay all costs incurred in relocation, and all travel time will be charged as ordinary leave.Eligibilit y for foreign service does not change, and no stabilization period is authorized for either soldier.Soldiers in receipt of AIs, or in a deployed status, are not eligible.If a married Army couple currently occupying a common household is separated because one soldier is granted an exchange assignment, the other soldier may not apply for reassignment to the same installation to reestablish a joint residence.

Saturday, November 23, 2019

Learn How to Write a Financial Feasibility Study

Learn How to Write a Financial Feasibility StudyLearn How to Write a Financial Feasibility StudyA financial feasibility study projects how much start-up capital is needed, sources of capital, returns on investment, and other financial considerations. The study considers how much cash is needed, where it will come from, and how it will be spent. It can focus on one particular project or area, or on a group of projects (such as advertising campaigns). The study is an assessment of the financial aspects of something. It could be anything, but is most often used to consider a few key points that, if refined correctly, should answer most of the basic questions of anyone who takes a seat at the table. Start-Up Capital Requirements junges unternehmen capital is how much cash you need to start your business and keep it running until it is self-sustaining. You should include enough capital funds (cash, or access to cash) to run the business for one to two years. Although many business or sole proprietorships determine their capital requirements individually, larger corporations may use the help of their respective bank or capital firm to pinpoint capital requirements for either a round of funding or business launch. Finding Start-Up Capital Funding Sources There are many ways to raise capital for your business, but no matter what route you take, investors are more likely to invest, banks are more likely to approve loans, and large corporations are more likely to give you contracts if you have personally invested in the business yourself. Depending on the size of your business, you may be able to utilize one of the many Small Business Administrations (SBA) Microloan programs. Using these, you will bedrngnis need much capital, as the program allows for a much smaller down-payment on their lending partners loans. These can vary, but are around three-to-twelve percent. When you make a list of funding resources, be sure to include anything that you can contribute to the business, including free labor. If you are starting a nonprofit organization, your donated professional time may even be tax deductible for you. Potential Returns for Investors Feasibility Study Investors can bea friends, family members,professional associates, client, partners,share holders, or investment institutions. Any business or individual willing to give you cash can be a potential investor. Investors give you money with the understanding that they will receive returns on their investment, that is, in addition to the amount that is invested they will get a percentage of profits. In order to enticeinvestorsyou need to show how your business will make profits, when it will begin to make profits, how muchprofitit will make, and what investors will gain from their investment. The investment return section should offer both a description of how investors will be involved and discuss different variables that will affect the profitability of your business, offering more tha n one scenario. Paying Back Investors How investors will be paid will vary according to individual investment offers. Read every offer over very carefully - notlage all investors will be right for your business. The investment section of your financial feasibility study should not make specific or binding offers to investors. Do not state investors will be paid specific dollar amounts by certain dates. Instead, list general practices for howinvestments returnwill be distributed, assuming different business scenarios. For example, you might state that investors will be paid X amount of dollars or X% on their investment at the end of any business quarter where profits exceed a certain threshold. Project totalrevenue, deductbusiness expenses, and then from the remaining amount, decide what percentage will be distributed to investors. You should never promise 100% of the remaining amount to investors. You need to keep cash on hand to continue operating your business, to grow your bu siness, and to build reserves. Most investment returns are typically distributed on a quarterly, bi-annual, or annual basis. Consider how the various distribution cycles could affect your businesscash flowduring the first two years of operation. In other words, do not just run one set of numbers, examine each type of distribution and support why you think the vorkaufsrecht you choose is the best one.

Thursday, November 21, 2019

Times Up More than 180 female senior ad executives put industry on notice

Times Up More than 180 female senior ad executives put industry on noticeTimes Up More than 180 female senior ad executives put industry on noticeOn Monday, more than 180 senior female advertising executives in North America - including the CEO of Saatchi Saatchi NY, the chief operating officer of Publicis Worldwide North America Operations, and the CEO of the American Association of Advertising Agencies - announced the launch of Times Up Advertising, an anti-harassment campaign and legal aid fundraiser. It is the first industry-specific campaign to join the Times Up movement.As women in senior leadership positions in advertising, weve agreed that we have the power to change this business we love until it looks more like the industry we want to lead, the open letter states. Sexual harassment is not OK. Never. No exceptions. No amount of talent, missed cues, or being great in the room unchecks the No Sexual Harassment box.Times Up Advertising said that its mission is to fix policie s that have failed us and drive new workplace policies that create more balanced, diverse and accountable leadership address workplace discrimination, harassment and abuse and create equitable and safe cultures within our agencies. The organization said it will host its first open forums for women in advertising on May 14 in New York, Chicago, San Francisco and Los Angeles.Mad Men world is totenstill aliveRecent examples show why there is a growing urgency for the real change being promised by Times Up Advertising. The Mad Men world of sexist men in advertising is still all too real. Just last week, a prominent ad executive for Hyundais agency Innocean, Eric Springer, was accused of using a bullying and harassing management style against female employees in a lawsuit.In London, multiple ad agencies have admitted that male staffers still send out top five emails on their last day of employment to rank their female coworkers by attractiveness.Outside of the formal structures of an ini tiative like Times Up, more private groups are taking their grievances online to shame alleged sexual harassers in advertising. Diet Madison Avenue, for example, is a popular private Instagram account run by anonymous advertising insiders that seeks to expose sexual harassment discrimination in ad agencies since Oct 2017, cuz HR wont, according to its bio.Through the rise of external accountability measures, these initiatives are signaling that the current system is failing women in advertising, and the toxic problem is systemic.